Financial Proof (Blocked Account) for the German Student Visa

One of the main requirements for obtaining a German student visa is demonstrating financial proof. International students must show that they have sufficient funds to cover their living and study expenses in Germany.The most common way to provide this proof is by opening a German Blocked Account (Sperrkonto). This account ensures that the student has the necessary financial means before entering Germany.The required financial proof amount is updated annually by the German government, and applicants must transfer this amount into their blocked account before submitting their visa application.In this article, we explain in detail the required blocked account amount for 2025, the conditions for opening a German blocked account, as well as fees, costs, and important tips for this process.
Required Financial Proof Amount for the German Student Visa in 2025
According to the latest regulations from the German Federal Foreign Office, the required blocked amount for the student visa has increased from September 2024, and for the 2025 academic year, it is:
€11,904 per year (equivalent to €992 per month)
This amount must be transferred to the blocked account before submitting the visa application. It is calculated based on the average cost of living for students in Germany
What Is a German Blocked Account (Sperrkonto)?
A German Blocked Account is a special type of bank account that international students must open to deposit their required financial proof amount. This account demonstrates that the student has enough funds to cover living expenses while studying in Germany.Key features of the Blocked Account:
- Blocked funds: The full required amount for the student visa is frozen in the account.
- Monthly withdrawal limit: Students can withdraw up to €992 per month (as of 2025).
- Visa requirement: The official Blocked Account Confirmation is one of the essential documents for obtaining a German student visa.
Steps to Open a Blocked Account in Germany
1.Choose a provider or bank (such as Fintiba, Expatrio, Coracle, or Deutsche Bank.)
2. Register online and submit your documents — including your passport, university admission letter, and contact information.
3. Transfer the required blocked amount — €11,904 for the year 2025.
4. Receive your Blocked Account Confirmation to present to the German Embassy or Consulate for your visa application.
5. Activate your account after arriving in Germany and receive your bank card to withdraw your monthly allowance.
Table of Fees and Service Charges for German Blocked Accounts (2025)
Institute provider | Account opening fee | Monthly fee | Description |
Fintiba | €89 | €4.90 | Fully online process, embassy-approved, English-language support |
Expatrio | €89 | €5 | Offers combined packages including health insurance and student support |
Deutsche Bank | €150 | €5-6 | Longer processing time; account must be opened in person or with embassy |
Coracle | €99 | Free | No monthly fee, simple and fast setup process |
Alternative Options to the German Blocked Account
If opening a German Blocked Account is not possible, the following alternatives are also accepted as proof of financial means for obtaining a German student visa:
- Scholarship: From a recognized university or organization.
- Letter of Financial Guarantee (Verpflichtungserklärung): Issued by a person residing in Germany who commits to financially supporting the student.
Important Notes About Financial Proof for the German Student Visa
The required amount must be deposited into the blocked account before the visa interview.
Due to exchange rate fluctuations, it is recommended to transfer a slightly higher amount to cover transfer costs and bank fees.
The blocked account is valid only if it is opened with an institution approved by the German Embassy.
In case of changes in regulations, the embassy or immigration office may request additional supporting documents.
In 2025, international students must deposit €11,904 into a German Blocked Account to demonstrate their ability to cover living expenses.Choosing the right institution to open the blocked account and submitting complete documentation to the embassy can greatly simplify and speed up the visa process.With extensive experience in educational and immigration services, Hamyaran Omid Fartak Institute is ready to assist students at every stage — from opening the blocked account to obtaining a German student visa.
The required financial proof for a German student visa in 2025 is €11,904.
A German Blocked Account is a special account where the financial proof amount is blocked and can only be withdrawn up to a fixed monthly limit.
Yes, but only by providing a valid scholarship or a Letter of Financial Guarantee (Verpflichtungserklärung).